tag:blogger.com,1999:blog-7231305164855240671.post6389336823327832727..comments2024-02-10T01:15:26.419-07:00Comments on <center>The Orange Jeep Dad's...blog.</center>: What Do You Mean "The Bank's Empty?"Ronhttp://www.blogger.com/profile/06848643822308909132noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-7231305164855240671.post-1641132027150229572011-08-23T22:49:10.018-06:002011-08-23T22:49:10.018-06:00@SL..it always works out somehow. Holding me back ...@SL..it always works out somehow. Holding me back is my reduction in hours at work. When you get used to making a certain amount, then reducing it significantly, it takes some adjusting. Some of these ideas, I used in college (20-ish years ago). I've lerned better options these days. I'm pretty stubborn sometimes. I used to get speeding tickets just about every two years and figure it didn't matter because I could go to driving school every two years and get the ticket dismissed. Took me a while to realize it was MUCH easier just to NOT SPEED in the first place.Ronhttps://www.blogger.com/profile/06848643822308909132noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-37940695866851718632011-08-22T07:46:57.833-06:002011-08-22T07:46:57.833-06:00Dear OJD,
I hoped it works/worked out for you! I...Dear OJD,<br /><br />I hoped it works/worked out for you! I said a little prayer when I read this. SteveS. L. Hayneshttps://www.blogger.com/profile/16012327962519044953noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-8541890091956110122011-08-19T12:06:05.772-06:002011-08-19T12:06:05.772-06:00That can happen to anyone. My daughter has Ehlers ...That can happen to anyone. My daughter has Ehlers Danlos syndrome. She has insurance but she still wound up owing about $40,000 in medical bills. My wife and I pay those on a monthly basis, to about 20 different hospitals, specialists, labs, and other assorted medical bloodsuckers. So I have to set everything up for payment on line, then log it into Quicken. From time to time, I forget to make an entry in Quicken. I have a line of credit on my checking account at the bank and they automatically cover any such mistakes up to $2000.00, although they do charge me a $5.00 "transfer fee" and I pay 12% on the money until I pay it back.<br /><br />I have been at this same bank for almost thirty years now and if I get in a pinch, I can go to my banker and ask him to cover my overdrafts until I can move some money from retirement savings. They will do that for me with no charge.<br /><br />Let me say, though, that when I was younger and had young children, I often had short falls and like you in this case, I would consider every alternative. It's very hard to float a check today because so many places automatically draft your account the same second they run the check, so that is not a very good option anymore. I know you said you didn't like borrowing, but I would do that if need be. I have two brothers who are well off and it doesn't hurt them any , nor would they mind. I think your family is your best bastion against financial problems. Be that as it may, don't feel like the Lone Ranger.Arsenius the Hermithttps://www.blogger.com/profile/08849281122788247240noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-30977062912627957872011-08-19T10:00:16.645-06:002011-08-19T10:00:16.645-06:00Interesting post.
I am not a fan of banks. While ...Interesting post.<br /><br />I am not a fan of banks. While they can pull your money out lightening fast.. and in any random order/ time they so chose.. ours also looooves to delay several days actually putting money into an account. Even a check.. from their own bank from another branch.. several days to process.Annehttps://www.blogger.com/profile/17159095601570766616noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-4466194125894002232011-08-18T19:37:28.986-06:002011-08-18T19:37:28.986-06:00LOL I wouldn't even judge an armed bank robber...LOL I wouldn't even judge an armed bank robber as being morally questionable. I hate banks. Ok that was a bit of an exaggeration :)<br /><br />Still dude an 800 dollar error? I can't even imagine that. Of course my debt is none now so the only bills I have to worry about are electric, a cell phone (for the kid not me I use a pre paid one) and a property tax and insurance payment once a year.<br /><br />I hate bills and I hate checks I only use cash or use my debit card so I can instantly see my balance. I have never written a paper check against my current bank account.PioneerPreppyhttps://www.blogger.com/profile/09269878017447335944noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-43258209923155710062011-08-18T14:11:08.322-06:002011-08-18T14:11:08.322-06:00I made a much smaller error of my own. I keep our ...I made a much smaller error of my own. I keep our budget on a spreadsheet. What biils get paid with each check and the amount budgeted in a column and then I also mark the actual totals paid as I pay them each month. I marked a bill paid in the amount it should have been but for some reason didn't pay it. So go a double bill this month. Lovely. It happens. Great tips and glad you found ways to fix it!!Kimhttps://www.blogger.com/profile/12764424023850012841noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-25899627252665604182011-08-18T11:04:21.577-06:002011-08-18T11:04:21.577-06:00@Anon yes, morally ambiguous. But like they say: ...@Anon yes, morally ambiguous. But like they say: desperate times call for desperate measures. Hopefully good things will happen for people and they won't need to try these tricks of the trade.Ronhttps://www.blogger.com/profile/06848643822308909132noreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-23053347387933308482011-08-18T10:55:22.728-06:002011-08-18T10:55:22.728-06:00Hmmmm...some of your ideas are morally questionabl...Hmmmm...some of your ideas are morally questionable.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7231305164855240671.post-29233318775037044122011-08-18T10:08:31.462-06:002011-08-18T10:08:31.462-06:00great blog....enjoyed reading it......
Joegreat blog....enjoyed reading it......<br />Joecochinblogshttps://www.blogger.com/profile/13349065906287117875noreply@blogger.com